Five Types of People That Really Spend Too Much
There’s nothing wrong with spending money on things that will make our life easier, better… happier. What’s actually wrong is spending money on things that you cannot really afford. So instead of...
View ArticleFour Solid and Convincing Reasons Why You Should Track Your Expenses
Creating a personal budget is close to impossible if you don’t know how much you’re actually spending. When you don’t regularly track your expenses, it’s difficult to allocate your income. At best,...
View Article5 Expensive Shopping Mistakes You Don’t Know You’re Making
I can understand why people love shopping. It’s fun and it feels good to spend. And as long as you don’t buy stuff you cannot afford, then you’re okay in my book. However, having the money to spend...
View Article10 Practical Ways To Avoid Overspending When Shopping
Buyer’s remorse. This is the anxiety and regret that a person feels after making a purchase. It happens when you buy something expensive, or whenever you purchase an item on impulse, and especially if...
View ArticleThe Rewards of Questioning Your Every Spending
If you want to lessen your expenses, one simple trick is to ask yourself, “Is this worth it?” before making any purchase. Doing this will prevent you from buying things on impulse, but more...
View ArticleNever Had the Knack for Budgeting? Try these Budgeting Starter Tips to...
It’s ironic that most people will say that budgeting is important, but only a few will actually create and religiously follow one. Tracking your expenses and sticking to a financial plan can be a...
View ArticleThe Science of Shopping: 9 Sneaky Ways You’re Being Tricked To Spending More
According to the Philippine Statistics Authority, the retail industry in the country generated a total gross income of P566.8 billion back in 2012. If this was your net worth, you’d actually be richer...
View Article9 Excellent Reasons Why You Should Pay Yourself First
There are many ways to save money, but none of them is as effective as paying yourself first – or the simple act of immediately taking and keeping a portion of your income as soon as you receive it....
View ArticleHow To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology
One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I...
View ArticleHow To Analyze Your Expenses, So You Can Lower Your Spending and Save More Money
It’s not how much you earn, but how much you save that’s more important when it comes to growing your wealth. And when it comes to saving money, analyzing your expenses is a necessary part of the...
View ArticleDiscover Your Fulfillment Curve to Avoid Overspending
“How many times do you travel in a year?” a friend asks. “A lot due to speaking invitations and conventions, but if you’re asking about vacation travel then that would be 2-3 times a year,” I replied....
View Article18 Simple Tips to Avoid Impulse Buying
Have you ever bought something that you later regret and wished you didn’t buy? This uncomfortable feeling is called buyer’s remorse and we experience this especially when we buy something on impulse....
View ArticleThe Best Financial Advice I’ve Received In My Life
In chess, there’s a strategic principle called “forced moves” wherein one player limits his opponent’s next move to only one or two options. For example, by attacking the other player’s king (check),...
View Article3 Times You Thought You Saved Money But Actually Didn’t
“So where are we eating lunch?” a friend asks. “I’m okay anywhere, as long as it’s not too expensive,” another friend replies. “How about at the food court?” I proposed. Everyone agreed and the four of...
View ArticleWealth Starts With Learning and Doing This One Habit
Let’s admit it, everyone wants to be rich. Unfortunately, only a few would achieve wealth — most would struggle financially their whole life, while some would simply become financially stable and live...
View ArticleHow to Find Money to Save From Your Expenses
To save money is important and everyone wants to do it, but wanting is different from actually doing. While some find it easy, most individuals continue to struggle with saving money and don’t know...
View ArticleThe Ultimate Test to Know if Something is Worth Buying
Buyer’s remorse is that feeling of regret you have after buying something, especially if it’s an expensive item. It can be that sense of fear that you made a wrong choice, that you should have bought...
View Article10 Easy Ways to Save Money on Christmas Gifts
The holiday season is just around the corner. If you want to save money on Christmas gifts, now is the perfect time to start planning your budget. Don’t use all your Christmas bonus and 13th month pay...
View ArticleHow To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology
One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I...
View ArticleHow To Analyze Your Expenses, So You Can Lower Your Spending and Save More Money
It’s not how much you earn, but how much you save that’s more important when it comes to growing your wealth. And when it comes to saving money, analyzing your expenses is a necessary part of the...
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